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Privacy: Personal data is handled with the utmost privacy and confidentiality, and data is NEVER transferred from this Website without prior permission. Personal data is never released for any purpose other than to meet the expressed need for personalized LTC insurance decision assistance.


Disclaimer: The information associated with this Website is designed to provide clarification in regard to the subject matter covered in this Website. Use is granted with the understanding that the publisher, LTC Insurance Solutions, LLC (LTC-IS, LLC), and the contributors are not engaged in rendering legal or financial advice. If this type of expert assistance is required, the services of a competent professional should be sought. The purpose of this information is to educate and entertain. The contributors and publisher shall have neither liability nor responsibility to any person or entity with respect to any loss or damage caused, or alleged to be caused, directly or indirectly by the information contained here.


This website is for educational purposes only. The statements herein are only brief educational descriptions. Only insurance contracts themselves contain the governing policy provisions. Contributors have made every effort to insure the accuracy of the information. However, policy provisions and company financial ratings are subject to change, and we cannot guarantee accuracy. Rates and features can vary by state.


No portion of any news or information from this website may be published, broadcast, duplicated, photocopied, faxed, mailed, uploaded, downloaded, distributed, transmitted or redistributed in any manner for any purpose without prior written authorization.


Information herein is not intended as legal advice. Such advice should always be obtained through an attorney. Under no circumstances will LTC Insurance Solutions, LLC (LTC-IS, LLC), Neville M. Verster, Laura L. Verster,,,,, or be liable for any loss or damage caused by a person's reliance on information obtained through this website.


We are not responsible for any losses or damages from use of these listings. No guarantee is made regarding completeness or accuracy.


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