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What is long-term Care (LTC)?

Long-term care insurance is a policy which provides a wide range of medical, social, and personal care; assisted living, nursing home, and hospice care for people of any age with chronic disease or disability. Usually a policy provides a daily amount of money for a specified amount of time.


Maintaining Independence

People buy long-term care insurance to maintain their independence as long as possible, to avoid becoming burdensome to their loved ones, and to preserve assets and protect their family's quality of life.


Financially Secure

As our Social Securtiy system and Medicare/Medicaid become financially uncertain, having your own long-term care policy is essential to preserving wealth along the ability to stay physically and financially independent.


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